Global Fintech Infrastructure

The Operating System
for China-LATAM Trade

Orchestrate global payments. Automate multi-platform management. Settle in CNY with $0 transaction fees.

One Dashboard. Multiple Financial Rails.

ZhenPay is the control plane for your cross-border payments. We handle platform integration, compliance, and settlement.

🔗
STEP 01

Connect Your Platforms

Link your accounting software, banking platform, or custom integration. ZhenPay sits as your orchestration layer.

📝
STEP 02

Create a Payment

Set payment amount, beneficiary, and settlement currency. Our AI automatically handles compliance requirements.

STEP 03

Multi-Rail Settlement

Your payment routes through the optimal financial rail. Airwallex handles global liquidity. Settlement in hours, not days.

Automated Multi-Platform Orchestration

Your Systems

Accounting Software

ERP Systems

Custom APIs

ZHENPAY
Orchestrator

Financial Rails

Airwallex

Local CNY Settlement

Regional Banks

Real-Time Currency Converter

See exactly what you receive. No hidden fees. Same-day settlement.

COP
Exchange Rate
1 CNY = 540 COP
CNY
Total Fees$0.00

Zero transaction fees. Settlement time: Same day.

Rates updated in real-time. Settlement completes within the same business day.

AI Invoice Parser

Automated extraction and legalization of DIAN documents in milliseconds.

Upload DIAN XML

Upload your invoices in standard DIAN XML format or PDF.

AI Extraction

Machine learning instantly parses data and validates compliance.

Automated Legalization

DIAN-compliant data ready for payment processing.

API Example
// INSERT AIRTABLE FORM URL HERE
const response = await fetch(
  'https://api.zhenpay.com/v1/invoices/parse',
  {
    method: 'POST',
    headers: { 'Authorization': 'Bearer YOUR_KEY' },
    body: formData, // DIAN XML file
  }
);

const { extracted_data, compliance_status } = 
  await response.json();

// Returns parsed invoice with DIAN validation
console.log(extracted_data);
// {
//   invoice_number: "FV001",
//   supplier: "Supplier Name",
//   amount_cop: "1000000",
//   dian_compliant: true
// }

Enterprise-Grade Infrastructure

Built on proven fintech rails and automated compliance systems.

Airwallex

Global Payment Infrastructure

  • Multi-currency settlement across 190+ countries
  • Direct access to CNY payment rails in mainland China
  • Real-time FX rates with transparent spreads
  • Bank-level security and 99.99% uptime SLA
Kravata

DIAN Compliance & Automation

  • Automated DIAN compliance and validation
  • AI-powered invoice parsing and legalization
  • Real-time regulatory updates and monitoring
  • Full audit trail and compliance reporting

Sub-2min Settlement

Funds delivered to beneficiary accounts faster than any traditional corridor.

$0 Base Fees

No transaction fees, no hidden charges. Just transparent spread-only pricing.

Compliance Built-In

Every transaction automatically validated against DIAN requirements and AML rules.

Why Choose ZhenPay

Purpose-built infrastructure for cross-border trade. No compromises.

AI Invoice Parser

Automatically parse and extract invoice data. Our AI understands DIAN compliance requirements in milliseconds.

Local CNY Rails

Direct access to Chinese payment rails. Move money with local banking efficiency, international compliance.

Multi-Account Security

Segregated wallets, role-based access controls, and real-time fraud detection. Bank-grade security.