Cross-Border Payments
That Actually Work
Live, transparent FX quotes upfront. Identity verified in minutes with built-in KYC. Settlement through modern payment rails at local-transfer speed, not legacy wire speeds. Send remittances and business payments across Colombia, Mexico, Argentina, Brazil, Peru, the US, and Europe.
No Hidden Spreads
KYC Verification
Local Settlement Speed
Try it live — get a real quote in seconds, no account required.
Why International Wire Transfers Fail
Days of delays. Hidden exchange-rate markups. Random compliance rejections with no explanation. Traditional banking isn't built for speed or transparency.
SWIFT Takes 3-7 Days
Correspondent banking chains up to 10 intermediaries. Your money stops at each hop. No visibility. No control. No speed.
Hidden Exchange-Rate Markup
Banks quote a "competitive" rate, then apply a hidden spread. A 2-3% invisible fee on top of FX. You never find out what you actually paid.
Compliance Rejection, No Explanation
Wire gets flagged at a correspondent bank for unknown reasons. No recourse. No appeal. Money bounces back. Start over.
How ZhenPay Works
Four simple steps: Get a transparent quote. Verify once. Save your receivers. Transfer anytime with real-time tracking.
Get a Live FX Quote
Real Rate, No Hidden Spreads
Enter your amount and destination country. See your exact exchange rate and total cost upfront. No hidden markups. No guessing what you'll pay. Supported corridors: Colombia, Mexico, Argentina, Brazil, Peru, US, EU.
Verify Your Identity
KYC in Minutes
Complete regulated identity verification in minutes. Done once, reused for every future transfer. Your credentials are securely stored and encrypted. Full compliance, zero friction.
Add Your Receiver
Bank Account or Local Payment Method
Specify recipient bank account or local payment method. Verified and saved for next time. Send to the same contact instantly on future transfers.
Review and Pay
Track Every Step
Confirm all details one final time. Send your transfer. Track status in real-time from your dashboard. See exactly where your money is, every step of the way.
Supported Corridors
Direct payment routes across Latin America, North America, and Europe. No intermediaries. No SWIFT delays.
- ✓Colombia, Mexico, Argentina, Brazil, Peru
- ✓United States, Canada, and European corridors
- ✓More corridors coming soon—expanding coverage globally
Who Uses ZhenPay
Remittances
Immigrants send money home to family. Faster and cheaper than traditional methods.
Freelancers & Business
Get paid for international work. Receive earnings quickly, with transparent fees.
Businesses
Pay international suppliers and partners. Skip SWIFT. Settle in hours.
Why ZhenPay Is Different
Speed. Transparency. Security. Built to replace slow international wire transfers.
Hours, Not Days
Funds settle within hours. Direct to recipient bank account. No SWIFT wires. No correspondent banking chains.
Transparent Pricing
See fees before you send. No hidden exchange rate margins. No surprise charges. You know exactly what you pay.
Regulated & Secure
Regulated identity verification. Bank-grade security. Full compliance. Your money is protected.
Secure & Transparent
Regulated compliance. Modern security infrastructure. Your money, fully protected.
Regulated Identity Verification
Your identity is verified to international standards. Compliant with AML and KYC regulations worldwide. Done once, verified forever.
Account Security
Bank-grade encryption. Your credentials and account data are protected with industry-leading security standards.
Direct Settlement
No intermediaries. Direct to recipient bank accounts. No SWIFT. No correspondent risk. Full transparency.
Real-Time Tracking
Track your transfer from initiation to settlement. Live status updates. Full audit trail. Complete visibility.